Insurance & protection
How much homeowners insurance do I need?
The short answer
Enough dwelling coverage to rebuild at today's construction costs — which is different from market value — plus liability of at least $300k for most owners. Zara, our insurance expert, can walk through how reconstruction cost, personal property, and liability limits fit your situation.
Go deeper
Still deciding?
Zara, our property insurance expert, can talk through your exact situation — free, no account, in plain English.
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