lotumLotum AI — home
Financing & mortgages

Should I get pre-approved before house hunting?

The short answer

Yes — pre-approval tells you a realistic budget, signals to sellers that you're serious, and speeds up the offer process. It's one of the highest-leverage first steps for any buyer, and Ava, our financing expert, can walk you through exactly what's required.

Still deciding?

Ava, our financing & structuring expert, can talk through your exact situation — free, no account, in plain English.

Ask Ava